Terms and Conditions
Effective Date: January 1, 2026
By using this website, you agree to the following terms.
1. Use of Website
You may use our calculators for informational and personal purposes only.
You agree not to:
- Attempt to disrupt website functionality
- Reverse engineer our systems
- Use automated systems to scrape data
2. Accuracy of Information
While we strive for accuracy, calculators are provided "as-is" without warranties of any kind.
Users are responsible for verifying results before making financial, medical, or professional decisions.
3. No Professional Advice
The content and calculators on this website do not constitute:
- Financial advice
- Medical advice
- Legal advice
- Professional consultation
Always consult a qualified professional when necessary.
4. Limitation of Liability
We are not liable for:
- Errors in calculations
- Financial loss
- Decisions made based on results
- Indirect or consequential damages
5. Third-Party Links
We may include links to third-party websites. We are not responsible for their content or practices.
6. Changes to Terms
We reserve the right to update these Terms at any time.
7. Governing Law
These Terms are governed by the laws of USA.